Hallo ,
ich war sehr verunsichert als ich letztens etwas im Gesetz zur Behörde für die Einlagensicherung "Deposit Protection Agency Act, B.E. 2551 (2008)" gelesen habe.
In Chapter 3 , Part 2 , Section 51 , steht , welche Konten abgesichert sind:
Part 2
Deposits under Protection
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Section 51
Deposits under protection shall consist of all types of deposits of a Financial Institution subject to the calculation of the average deposits and accrued interests from such deposits calculated up to the date the Financial Institution's license is revoked under the Financial Institutions Business Act, subject to the following conditions:
(1) It shall be deposits and accrued interest denominated in Thai Baht and
(2) It shall be deposit accounts opened in the Kingdom of Thailand, excluding the non-residence Baht accounts of non residence persons according to the definition in the Foreign Exchange Control Act.
The Board shall publish the detail of insured deposits under paragraph one in the Government Gazette.
Da ich nicht wußte , was " non-residence Baht accounts" sind , versuchte ich Hilfe in diversen Foren zu finden
Selbst im Thaivisa-Forum gab es keine abschließende Meinung. Die von mir neu initiierte Diskussion brachte ein Ergebnis. Offenbar sind wir in den meisten Fällen abgedeckt, zumindest dann , wenn wir ein mit ATM-zugängliches Konto in Thailand haben: Auf der Webpage der Bangkok Bank zu finden:
Non Resident Baht Account:
If you receive funds from abroad that will be used for investment purposes or which you may wish to repatriate in the future, then a Non-Resident Baht Account is the most suitable account to use.
Bangkok Bank offers Non-Resident Baht Accounts to individuals and to companies registered in Thailand and overseas. The benefit of a Non-Resident Baht Account is that the source of all funds and the purpose of each deposit or withdrawal are recorded according to the Bank of Thailand's regulations and the receipts provided by Bangkok Bank can be used as evidence of international funds transfers. This is important when funds are for investment purposes and are expected to be repatriated at a later stage.
The disadvantage is that, due to the Bank of Thailand reporting requirements, a Non-Resident Baht Account is largely manually operated and is not accessible through ATMs or Bangkok Bank’s internet banking service Bualuang iBanking. This means this type of account is not very convenient for day-to-day banking. In addition, a Non-Resident Baht Account can only be opened and operated from our Head Office on Silom Road in Bangkok.
Hoffe , das hilft
Gruss
Werner